Finance Options

Information

Our Finance Options

Hps supply Furniture & Flooring on Finance. We work with 2 different finance lenders, and specialise in being able to obtain finance no matter what the circumstance

0% Finance with Duologi - 6, 9 or 12 terms with 10% Deposit

APPLY ONLINE TODAY OR OVER THE PHONE FOR AN INSTANT DECISION

Check Your Eligibility

Qualifying for finance is easy, you just need to meet the following requirements:

  • Are at least 18 years old
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.

    Finance Decision

    Your application will be assessed based on various factors including eligibility, credit history and affordability and Duologi will let you know the outcome of their decision in just a few seconds. It’s important to know that when applying for finance a hard credit check is made and this is recorded on your credit file.

    Once approved, you just need to digitally sign your credit agreement, pay your deposit and the process is complete.

    In a very few cases, your application may be referred to a lender for manual underwriting. In such cases you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons. You should gain a copy of your credit file and this will be able to give you more information.

    Flexible Finance with Snap - 15 Month term with only £15 Deposit

    APPLY ONLINE OR CALL 01934 525981 FOR AN INSTANT DECISION

    Suitable for people:-

    • Who may have below average credit

    • Find it difficult to obtain finance elsewhere

    • Who have an Email, Landline and Mobile Phone

    • Who are under the age of 80 at the end of term

    • Who are able to pay via Direct Debit

    • Who would look to pay weekly, fortnightly, every 28 days or on a set date of the month.

    Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 69.75%, Weekly Payment £21.03, Term 65 Weeks, Total Payable £1381.95, Representative APR 99.9%

     

     

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